| Course | IHP 620 Economic Principles of Healthcare |
|---|---|
| Module | Module 10 |
| Paper type | closing reflective journal on incentives and fairness in health economics |
| Length | About 350 words, 3 pages |
| Format | APA 7 student paper |
| School | Southern New Hampshire University |
| Program | MS Healthcare Administration |
| Updated | September 2026 |
Free sample paper for IHP 620 Module 10
Module Ten Journal
Every Cell in the Spreadsheet Is a Person
When this course started, my plan for our employee health costs fit in one spreadsheet tab: raise the deductible, shift the premium split, watch the total fall. I thought of economics as the math behind that tab. By the end, I had rejected my own first proposal, and the reasons had more to do with people than with numbers.
Arrow (2001), in the essay first published in 1963, taught me that patients are not ordinary shoppers. They face uncertainty about when they will get sick and what they need, and they depend on clinicians who know far more than they do. Reading that, I realized my deductible plan assumed employees could judge which care was worth paying for, the very judgment Arrow says patients usually cannot make.
The RAND experiment made the point concrete. Aron-Dine et al. (2013) describe how families facing higher cost-sharing cut back on care, but not selectively; they reduced helpful and less helpful care alike. When I modeled our deductible, the savings looked clean. When I pictured our environmental services staff with diabetes skipping medication refills in February, the savings looked different.
Baicker and Chandra (2006) changed my sense of who pays. Their finding that rising premiums are largely passed on to workers through lower wages meant that the costs I was trying to cut were already coming out of our employees' paychecks. Cost containment was not the employer against the employee; done well, it could benefit both. That reframing also changed how I talked with our executives, who began to see benefit design as part of our retention strategy rather than a line item to squeeze.
Next budget season looks different for me. I will ask who bears each cost before I call anything a saving. I will test every benefit change against its effect on our lowest-paid and sickest employees. And I will look for the prices behind a trend before blaming the people using care. Economics turned out to be less about spreadsheets than about how incentives land on real lives.
References
Aron-Dine, A., Einav, L., & Finkelstein, A. (2013). The RAND Health Insurance Experiment, three decades later. Journal of Economic Perspectives, 27(1), 197-222. https://doi.org/10.1257/jep.27.1.197
Arrow, K. J. (2001). Uncertainty and the welfare economics of medical care. Journal of Health Politics, Policy and Law, 26(5), 851-883. https://doi.org/10.1215/03616878-26-5-851
Baicker, K., & Chandra, A. (2006). The labor market effects of rising health insurance premiums. Journal of Labor Economics, 24(3), 609-634. https://doi.org/10.1086/505049
What the IHP 620 Module 10 instructions ask for
The final IHP 620 entry is a reflective journal on how economic reasoning has changed the way you think about health care decisions. Write in your own voice, keep it brief, around a page or two, and ground it in a couple of course readings cited in APA 7. Center it on a real decision or analysis from the term, such as a proposal you revised, and explain which economic ideas changed your view and why. Close with specific habits you will use in future analyses, stated plainly enough that a colleague would notice them. IHP 620 graders notice clean headings in IHP 620 papers. IHP 620 names and dates need checking before IHP 620 submission. IHP 620 prompts vary by term, so recheck IHP 620 directions.
How this IHP 620 Module 10 journal example is built
In this entry, a composite financial planning manager describes abandoning a deductible proposal built in one spreadsheet tab. Arrow's essay on uncertainty explains why employees cannot shop like consumers, Aron-Dine, Einav and Finkelstein's RAND review shows cost-sharing cutting helpful care and Baicker and Chandra's wage findings reframe who pays for premiums. The writer commits to three habits: asking who bears each cost, testing changes against the lowest-paid and sickest employees and looking for prices behind trends. IHP 620 students can reuse this structure for IHP 620 work. IHP 620 claims here trace to cited IHP 620 sources. IHP 620 readers can adapt each section to IHP 620 data.
Where the IHP 620 Module 10 rubric puts the points
Economics journals in IHP 620 earn their best marks when they trace a genuine shift in reasoning to specific readings and a real piece of work. Graders credit correct use of concepts such as uncertainty, cost-sharing and incidence, an honest account of an earlier view and habits concrete enough to guide future analysis. Entries that list topics, restate readings without applying them or end with promises to think more carefully about costs tend to score lower. IHP 620 marks favor careful formatting across IHP 620 sections. IHP 620 citations keep every IHP 620 argument credible. IHP 620 instructors weigh evidence heavily in IHP 620 grading.
IHP 620 Module 10 help: the mistakes that cost points
Economics reflections go wrong in predictable ways: they summarize the syllabus, use terms like moral hazard without showing understanding or skip the moment of changed thinking entirely. Anchor yours in one analysis you actually did, explain the idea that altered it, be candid about what you got wrong and name habits you could apply to the next budget cycle. Send the IHP 620 journal instructions and a few notes on your project so the entry reflects your own experience. IHP 620 drafts start well from a IHP 620 outline. IHP 620 feedback already received guides IHP 620 revisions. IHP 620 rubrics posted in Brightspace clarify IHP 620 expectations.
Get IHP 620 Module 10 written to your instructions
Share the IHP 620 closing journal instructions and an analysis you revised during the term. The reflection will be written in your voice, connect that change to course readings and name habits for future financial decisions, within 24 to 48 hours, free the first time. The paper above is an original model document written by our desk, not a submitted student paper and not an official Southern New Hampshire University document.
More IHP 620 papers and related MS Healthcare Administration samples
- IHP 620 Module 1 Discussion: Why Medical Care Is Not an Ordinary Market
- IHP 620 Module 2 Demand and Cost-Sharing Paper: What Deductibles Do to Spending and to Care
- IHP 620 Module 3 Milestone One: Framing an Employer's Rising Health Plan Costs as an Economic Problem
- IHP 620 Module 4 Market Failure Paper: Adverse Selection, Moral Hazard and a Plan's Choices
- IHP 620 Module 5 Discussion: Why the United States Spends More on Health Care
- IHP 620 Module 6 Milestone Two: Comparing Benefit Designs With Economic Evidence
- IHP 620 Module 7 Cost-Effectiveness Paper: Is a Diabetes Prevention Program Worth Paying For?
- IHP 620 Module 8 Milestone Three: Payment Models That Share Risk With Providers
- IHP 620 Module 9 Final Project: The Economic Analysis and Recommendation for an Employee Health Plan
- IHP 604 Module 3 Milestone One: Framing Poor Diabetes Control as a Quality Problem
- IHP 501 Module 3 Milestone One: Defining the Disparity
- IHP 515 Module 3 Milestone One: Describing the Overdose Crisis by Person, Place and Time
- IHP 610 Module 3 Milestone One: Framing the Coverage Gap as a Policy Problem for a Health System
IHP 620 Module 10 questions, answered
Where can I find a free IHP 620 Module 10 Journal sample?
IHP 620 Module 10 is available on this page as a finance manager's full reflection on incentives, who really pays and fairness in health economics.
What should an IHP 620 reflection cover?
A real analysis or decision from the course, the economic ideas that changed your view of it and habits you will use going forward.
Can I write about rejecting my own proposal?
Yes; a revised proposal gives graders concrete evidence that the course shifted your reasoning.
Which readings work well in an economics journal?
Ones that challenged an assumption you held, such as studies on cost-sharing or who bears insurance costs.
How long should the IHP 620 journal be?
Usually about a page or two, with a couple of readings cited in APA 7, depending on the prompt.